- Introduction
- What is a QNUPS?
- What are the reporting requirements?
- What is the tax position on contributions?
- What level of contributions is acceptable?
- What is the income/capital gains tax position within the fund?
- What can I withdraw from my Retirement Scheme?
- What is the income tax position on withdrawals?
- What is the position on death?
- Investment flexibility
- Other points to consider
QNUPS - Introduction
Qualifying non-UK Pension Schemes (QNUPS) were finally confirmed on 15th February 2010 via an HMRC issued ‘Statutory Instrument SI 2010/51’, following the insertion of a new clause from the Finance Act 2008, (“qualifying non-UK pension scheme” inserted into IHTA 84 by FA2008-S92-Sch29-para 18[8])
With effect from this date it became possible for individuals to make post tax contributions to a QNUPS, whereby providing themselves with a fund which will grow free of Income & Capital Gains, and provide valuable additional pension benefits, as well as protection from Inheritance Tax.
As non-UK approved schemes, QNUPS do not automatically confer these benefits, but if properly structured in the right jurisdiction attractive advantages may be made.



